Exclusive Rates From The UK's Top Self-Employed Mortgage Lenders

Up to 95% LTV | Exclusive Rates

Get a same day decision and instant access to exclusive rates up to 95% LTV if you are a:

  • Director Of A Limited Company
  • Sole Trader
  • Contractor
  • LLP Partner
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Lines Open 9am - 5pm Mon-Fri

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Takes less than 2 minutes. No credit check required.
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Authorised and Regulated by The Financial Conduct Authority
Min. 1 Yr Trading | Fast Decisions | Min. 5% Deposit

Know Your Options In Minutes

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Takes less than 2 mins. No credit check.
AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

Trusted Self Employed Mortgage Brokers

Don't just take our word for it... Read genuine customer reviews to see what makes us trusted self employed mortgage brokers
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Our self employed mortgage lenders

We compare 1000's of mortgages
Our large panel of lenders allows us to search High-Street Banks and Building Societies throughout the UK to find the best self employed mortgages for you. In addition our experienced team know which Specialist Lenders to approach to match your individual circumstances.
Saffron Self Employed Mortgage Lender
Aldermore Self Employed Mortgage Lender
Clydesdale Self Employed Mortgage Lender
Halifax Self Employed Mortgage Lender
Kensington Self Employed Mortgage Lender
Leeds Building Society Self Employed Mortgage Lender
Metro Bank Self Employed Mortgage Lender
Nationwide Self Employed Mortgage Lender
Precise Mortgages Logo
Scottish Widows
Virgin Money Logo
Clydesdale Bank Logo

Here's just a few ways our specialist advisers can help you...

Please note: We only accept self-employed enquiries as the advice and service we provide are tailored exactly for them.
Up to 95% ltv

We access lenders that require just 5% deposit

Only 1 yr trading

We can help you with just 12 months trading history

Get more money

We can use your latest figures rather than an average

Faster approval

We aim for a lending decision the same day you register your enquiry

Specialist lending

Our experts do things the high-street can't such as using retained profit within a limited company

Know Your Options In Minutes

Take our online quiz >>
Takes less than 2 mins. No credit check.

Get your Self Employed Mortgage Today

Take our online quiz >>
It's quick & easy. No credit check required.

Self Employed Mortgage FAQ's

Ask Our Experts...
Our experts like to keep things simple and in plain English.
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Can I still get a mortgage if I've taken a Government grant during Covid?

The simple answer is yes! There are lenders that will factor the monthly payment of any business loans into your affordability while we have access to other lenders that ignore it completely.

Find out if you qualify. Take our online quiz

My business has been adversely affected by Covid-19 can you still help?
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Many businesses have been impacted by the effects of Covid-19 and some have seen a dramatic decline in profits through no fault of their own.

Thankfully there are lenders that are sympathetic to your situation and are willing to support you during these difficult times.

These lenders will accept your income prior to Covid-19 and use these figures for affordability when calculating your new mortgage.

Find out if you qualify. Take our online quiz

How long do I have to be self employed to get a mortgage?
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Unless you're a contractor with previous experience in the same field then the answer to this question is 12 months.

Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Find out if you qualify. Take our online quiz

I’ve had a big jump in profits, can I lend against the most recent years’ income?
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Yes! We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average.

The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

Find out if you qualify. Take our online quiz

Why should I use your service?
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We believe in placing the best specialists for the right jobs.

We understand this market better than most because it's what we've chosen to hone our knowledge and skills in.

This increases your chances of being accepted for a mortgage and on the best terms possible.

You wouldn't want a plumber to fit your electrics now would you!?!

Find out if you qualify. Take our online quiz

How much is your broker fee and when do I pay?
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Firstly there are no fees payable upfront. Once we've found a solution for you and understand the amount of work involved a broker fee is agreed.

There is no obligation for you to proceed at this point.

Assuming you're happy to go ahead we'll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable.

No risk, just how we like it.

Find out if you qualify. Take our online quiz

I've had credit problems in the past, can I still get a mortgage?
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The good news is the specialist lenders we work with are more flexible than ever.

Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started.

We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you're likely to get a mortgage.

Find out if you qualify. Take our online quiz

I've recently been declined by my bank, can you still help??
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The truth is that most high street banks see you as high risk. In return, they make their criteria for self employed mortgages tougher for you to qualify.

We work with lenders that are designed specifically for you.
These lenders want your business so when you combine that with our relationship with them you stand a much better chance getting the mortgage you deserve.

Find out if you qualify. Take our online quiz

Have a question but can’t seem to find the answer? Click here

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Know Your Options In Minutes

Take our online quiz >>
Takes less than 2 mins. No credit check.

Get your Self Employed Mortgage Today

Take our online quiz >>
It's quick & easy. No credit check required.