Self Employed Mortgages Made Easy

Up To 95% LTV | Same Day Decisions

Find Out If You Qualify

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.
AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

We specialise in affordable mortgage deals for the self employed up to 95% LTV. Get a same day decision if you're a:

  • Director of a Limited Company
  • Sole Trader
  • Contractor
  • LLP Partner

Find Out If You Qualify

Take our online quiz >>
Takes less than 2 minutes. No credit check required.
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Authorised and Regulated by The Financial Conduct Authority

Read Our Latest Reviews...

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We compare 1000's of mortgages

We search High-Street Banks, Building Societies &
Specialist Lenders throughout the UK to bring the
best mortgages to you

Here's just a few ways our
Self Employed advisers help...

We are proud our Broker Service is tailored specifically for The Self Employed just like you
Up to 95% ltv

We access lenders that require just 5% deposit

Only 1 yr trading

We can help you with just 12 months trading history

Get more money

We use your latest figures rather than an average

Faster approval

We aim for a lending decision the same day you register your enquiry

Specialist lending

Our experts do things the high-street can't such as using the profit from your limited company

Find out if you qualify

Take our online quiz >>
It's quick & easy. No credit check required.

Find Out If You Qualify

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

Frequently Asked Questions

Our experts like to keep things simple and in plain English.
Can I still get a self-certification mortgage?

Before the recession hit in 2008, self-employed people could confirm their earnings verbally without any requirement to show proof. The door on this type of finance is firmly closed and is banned in the UK.

Find out if you qualify. Take our online quiz

I've recently been declined by my bank, can you still help?

The truth is that most high street banks see you as high risk. So in return, they make their criteria tougher for you to qualify.

We work with lenders that are designed specifically
for you.

These lenders want your business so when you combine that with our excellent relationship with these lenders you stand a much better chance getting the mortgage you deserve.

Find out if you qualify. Take our online quiz

How long do I have to be self employed to get a mortgage?

Unless you're a contractor with previous experience in the same field then the answer to this question is 12 months.

Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Find out if you qualify. Take our online quiz

I’ve had a big jump in profits, can I lend against the most recent years’ income?

Most high-street banks use an average of your last 2 years income. We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average.

The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

Find out if you qualify. Take our online quiz

Why should I use your service?

We believe in placing the best specialists for the right jobs.

We understand this market better than most because it's what we've chosen to hone our knowledge and skills in.

This increases your chances of being accepted for a mortgage and on the best terms possible.

You wouldn't want a plumber to fit your electrics now would you!?!

Find out if you qualify. Take our online quiz

How much is your broker fee and when do I pay?

Firstly there are no fees payable upfront. Once we've found a solution for you and understand the amount of work involved a broker fee is agreed.

There is no obligation for you to proceed at this point.

Assuming you're happy to go ahead we'll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable.

No risk, just how we like it.

Find out if you qualify. Take our online quiz

I've had credit problems in the past, can I still get a mortgage?

The good news is the specialist lenders we work with are more flexible than ever.

Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started.

We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you're likely to get a mortgage.

Find out if you qualify. Take our online quiz

I already have a mortgage and need to raise extra funds quickly, what do I do?

Firstly, your mortgage expert calculates whether it’s cheaper to stay with your existing lender versus going elsewhere.

They also look at secured loan costs to ensure this isn’t a cheaper alternative. Once they’ve completed all their research they push ahead with the cheapest terms possible.

Find out if you qualify. Take our online quiz

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Find Out If You Qualify

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

Find out if you qualify

Take our online quiz >>
It's quick & easy. No credit check required.