Freelancer Mortgage Experts & Mortgages for Freelancers

Know Your Options In Minutes

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.
AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
Borrow at exclusive rates for Freelancer Mortgages, based on your latest earnings. Up to 95% LTV. Our specialist advisors work closely with all the UK's top mortgage lenders for freelancers, and can help:
  • Sole Traders
  • Limited Company Directors
  • Contractors 
  • LLP Directors and more...
CALL 0203 794 5455
Lines Open 9am - 5pm Mon-Fri

Know Your Mortgage Options

Take our online quiz >>
Takes less than 2 minutes. No credit check required.
SSL Padlock Image
Authorised and Regulated by The Financial Conduct Authority
Min. 1 Yr Trading | Up To 95% LTV | Fast Decisions

Freelancer Mortgage Specialists

As a part of the Newwave group of brokers, we are expert providers of Freelancer Mortgages and understand the issues and difficulties you face when looking for self employed mortgages. Considering ourselves as quality freelancer mortgage specialists due to our excellent rates of success, we have helped 100's of company directors, sole traders and contractors get great deals on freelancer mortgages by aligning ourselves with lenders that are looking for you.
Whatever the purpose, or whatever your circumstance, if you need a freelancer mortgage then take our quick survey or contact our team to see how we can help.

Trusted Freelancer Mortgage Brokers

Don't just take our word for it... Read genuine customer reviews to see what makes us trusted freelancer mortgage brokers
If you are using a mobile device please turn to landscape to read them.

Know Your Options In Minutes

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

Our freelancer mortgage lenders

We compare 1000's of mortgages
Our large panel of lenders allows us to search High-Street Banks and Building Societies throughout the UK to find the best freelancer mortgages for you. In addition our experienced team know which Specialist Lenders to approach to match your individual circumstances.
Saffron Self Employed Mortgage Lender
Aldermore Self Employed Mortgage Lender
Clydesdale Self Employed Mortgage Lender
Halifax Self Employed Mortgage Lender
Kensington Self Employed Mortgage Lender
Leeds Building Society Self Employed Mortgage Lender
Metro Bank Self Employed Mortgage Lender
Nationwide Self Employed Mortgage Lender

Here's just a few ways our freelancer mortgage advisers help you...

Please note: We only accept self-employed freelancer mortgage enquiries where the advice and service we provide is specifically tailored for them.
Up to 95% ltv

We access lenders that require just 5% deposit

Only 1 yr trading

We can help you with just 12 months trading history

Get more money

We can use your latest figures rather than an average

Faster approval

We aim for a lending decision the same day you register your enquiry

Specialist lending

Our experts do things the high-street can't such as using retained profit within a limited company

Get a Pre-Approved Freelancer Mortgage Today

Take our online quiz >>
It's quick & easy. No credit check required.

Freelancer Mortgage FAQ's

Ask Our Experts...
Our experts like to keep things simple and in plain English.
Can I still get a self-certification mortgage?

Before the recession hit in 2008, self-employed people could confirm their earnings verbally without any requirement to show proof. The door on this type of finance is firmly closed and is banned in the UK.

Find out if you qualify. Take our online quiz

I've recently been declined by my bank, can you still help?

The truth is that most high street banks see you as high risk. So in return, they make their criteria for self employed mortgages tougher for you to qualify.

We work with lenders that are designed specifically
for you.

These lenders want your business so when you combine that with our excellent relationship with these lenders you stand a much better chance getting the mortgage you deserve.

Find out if you qualify. Take our online quiz

How long do I have to be self employed to get a mortgage?

Unless you're a contractor with previous experience in the same field then the answer to this question is 12 months.

Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Find out if you qualify. Take our online quiz

I’ve had a big jump in profits, can I lend against the most recent years’ income?

Most high-street banks use an average of your last 2 years income. We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average.

The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

Find out if you qualify. Take our online quiz

Why should I use your service?

We believe in placing the best specialists for the right jobs.

We understand this market better than most because it's what we've chosen to hone our knowledge and skills in.

This increases your chances of being accepted for a mortgage and on the best terms possible.

You wouldn't want a plumber to fit your electrics now would you!?!

Find out if you qualify. Take our online quiz

How much is your broker fee and when do I pay?

Firstly there are no fees payable upfront. Once we've found a solution for you and understand the amount of work involved a broker fee is agreed.

There is no obligation for you to proceed at this point.

Assuming you're happy to go ahead we'll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable.

No risk, just how we like it.

Find out if you qualify. Take our online quiz

I've had credit problems in the past, can I still get a mortgage?

The good news is the specialist lenders we work with are more flexible than ever.

Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started.

We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you're likely to get a mortgage.

Find out if you qualify. Take our online quiz

I already have a mortgage and need to raise extra funds quickly, what do I do?

Firstly, your mortgage expert calculates whether it’s cheaper to stay with your existing lender versus going elsewhere.

They also look at secured loan costs to ensure this isn’t a cheaper alternative. Once they’ve completed all their research they push ahead with the cheapest terms possible.

Find out if you qualify. Take our online quiz

Have a question but can’t seem to find the answer? Click here

Know Your Options In Minutes

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

Get a Pre-Approved Freelancer Mortgage Today

Take our online quiz >>
It's quick & easy. No credit check required.