Specialist Brokers

Built For The Self-Employed

Our award-winning service is designed for limited company directors, contractors, CIS subbies and sole traders. We lend against the income that actually matters, on terms most thought was impossible. Get pre-approved in as little as 24 hours. Even with just 12 months trading.

  • Director of a Limited Company
  • Sole Trader
  • Contractor

  • CIS Subbies & Much more…

Know Your Mortgage Options

60 Seconds. No credit check. No obligation.

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1k + Reviews · £500M+ Approved · Awards Winners 2026

Specialist Mortgage Brokers

Built For The Self-Employed

Know Your Mortgage Options

It’s quick, easy & mobile friendly. No credit check required.

Trustpilot

1k + Trustpilot Reviews · £500M+ Approved · Awards Winners 2026

Your Trusted Self Employed Mortgage Brokers

Real stories from real people who’d been turned away, underpaid or made to feel like a problem before they spoke to us.

If you are using a mobile device please turn to landscape to read them.

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We Only Do Self-Employed Mortgages. That’s The Whole Point.

Most brokers handle a few self-employed cases a year and treat them like an awkward exception. We’ve built our entire business around them — limited company directors, contractors on day rates, CIS subbies, sole traders, LLP partners.

We’ve placed over £500M in lending. Over 1,000 5 Star Trustpilot Reviews. We’ve won award after award for the unrivalled service we deliver on. If you’ve been told no by the high-street or offered a borrowing figure that doesn’t reflect what you actually earn, you’re in the right place.
Self Employed
Speak- Advisor Now-img
No Hard Sell. Just Straight Answers.

No Hard Sell. Just Straight Answers.

Talk To Someone Who Actually Understands Self-Employed Income

Have a 15-minute call with one of our specialists. We’ll tell you straight whether we can help, what you could realistically borrow, and what the next step looks like. No hard sell. No pressure. No upfront fee — our broker fee is only payable when your mortgage is officially offered.

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DO YOU QUALIFY?

Lenders That Actually Want To Lend

We compare 1000’s of mortgages

The high street treats self-employed income as a problem. Our lenders treat it as their bread and butter. Not only are they looking for reasons to accept your application (instead of rejecting it!) but they also come with perks such as 6 x your income and lending on your latest year rather than taking an average. That’s how our clients get to borrow significantly more than what they’re being offered elsewhere.

Where The High Street Says NO

We’re Here To Say YES & Here’s HOW

Five things we do differently and the reason over £500M has been approved for clients just like you

Up to
95% ltv

Up to 95% ltv

We access lenders that require just 5% deposit

Only 1 Yr Trading

We can help you with just 12 months trading history

Get More Money

We use your latest figures rather than an average

Faster Approval

We aim for a lending decision the same day you register your enquiry

Specialist Lending

Our experts do things the high-street can’t such as using the profit from your limited company

Know What’s Possible Today. 60 Seconds. No credit check.

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Know Your Options In Minutes

60 Seconds. No credit check. No obligation.

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Self Employed Mortgage FAQ’s

Ask Our Experts…

Our experts like to keep things simple and in plain English.

Being self-employed has its own unique challenges which is why most banks reduce the amount of money you can borrow. That’s why we created a service that puts the ball firmly back in your court. This includes being able to borrow even more than someone who is employed!

Find out if you qualify. Take our online quiz

Most limited company directors pay themselves a small salary and then take the rest in dividends. This is standard practice however it often restricts the amount of money you can borrow. By working with us, we can use your income in a variety of other ways to maximise your affordability and significantly boost your loan amount.

Find out if you qualify. Take our online quiz

Unless you’re a contractor with previous experience in the same field then the answer to this question is 12 months.

Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Find out if you qualify. Take our online quiz

Yes! We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average.

The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

Find out if you qualify. Take our online quiz

We believe in placing the best specialists for the right jobs.

We understand this market better than most because it’s what we’ve chosen to hone our knowledge and skills in.

This increases your chances of being accepted for a mortgage and on the best terms possible.

You wouldn’t want a plumber to fit your electrics now would you!?!

Find out if you qualify. Take our online quiz

Firstly there are no fees payable upfront. Once we’ve found a solution for you and understand the amount of work involved a broker fee is agreed.

There is no obligation for you to proceed at this point.

Assuming you’re happy to go ahead we’ll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable.

No risk, just how we like it.

Find out if you qualify. Take our online quiz

The good news is the specialist lenders we work with are more flexible than ever.

Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started.

We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you’re likely to get a mortgage.

Find out if you qualify. Take our online quiz

The truth is that most high street banks see you as high risk. In return, they make their criteria for self employed mortgages tougher for you to qualify.

We work with lenders that are designed specifically for you.

These lenders want your business so when you combine that with our relationship with them you stand a much better chance getting the mortgage you deserve.

Find out if you qualify. Take our online quiz

Have a question but can’t seem to find the answer? Click here

Get your Self Employed Mortgage Today

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