SSL Padlock
Authorised and regulated by the Financial Conduct Authority
Home / Articles / 4 Key Things you must know before applying for a s...

4 Key Things you must know before applying for a self employed mortgage

Discover how to ensure your self employed mortgage application has the best chance of success

For any self-employed person, getting an affordable mortgage can be tricky. But it doesn't have to be.  With the right knowledge and specialist advice, sourcing a competitive mortgage deal can be surprisingly straightforward.

Here's four key things you must know before you apply...

  1. It's possible to maximise your borrowing potential by using your company's latest profit figures, not just your salary and dividends.
  2. A broker specialising in self employed mortgages can provide you with access to deals from niche lenders. Many will consider lending even if you're credit history is poor.
  3. Just 1 years trading history is required.
  4. You'll need a minimum 5% deposit. 95% LTV (loan to value) mortgages at competitive rates are entirely possible, regardless of whether you're a company director, contractor or sole trader.

Ready to discover your mortgage options?

Get Your Quick Quote

Quick Quote

Find out if you qualify and get your self employed mortgage quote in minutes from now

Get Your Quote

Trusted Self Employed Mortgage Brokers

Don't just take our word for it... Read genuine customer reviews to see what makes us trusted self employed mortgage brokers
If you are using a mobile device please turn to landscape to read them.